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  • 😡 $500+ for a simple married filing jointly tax return, smh, H&R Block out here making up fees, "Peace of Mind" 🤣🤣🤣. They my client now so keep overcharging consumers but you won't overcharge this one anymore! FRAUDULENT tax prep services this preparer provided (I 👀 the inflated deductions too, not cool).
⁣
#tax #dmv #districtofcolumbia #maryland #virginia #finance #DontComeForMe #ethical #accounting
  • 😡 $500+ for a simple married filing jointly tax return, smh, H&R Block out here making up fees, "Peace of Mind" 🤣🤣🤣. They my client now so keep overcharging consumers but you won't overcharge this one anymore! FRAUDULENT tax prep services this preparer provided (I 👀 the inflated deductions too, not cool).

    #tax #dmv #districtofcolumbia #maryland #virginia #finance #DontComeForMe #ethical #accounting
  • 638 18 21 June, 2019

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  • KPMG to pay $50M for cheating on PCAOB exams. KPMG agreed to comply with a detailed set of requirements, including retaining an independent consultant to review and assess the firm’s ethics and integrity controls along with its compliance with various undertakings. The other instance, he noted, involved tests administered to measure KPMG personnel’s competence after they had completed internal training courses.

#KPMG #accounting #BigFour #taxes #fines #test #dmv #business
  • KPMG to pay $50M for cheating on PCAOB exams. KPMG agreed to comply with a detailed set of requirements, including retaining an independent consultant to review and assess the firm’s ethics and integrity controls along with its compliance with various undertakings. The other instance, he noted, involved tests administered to measure KPMG personnel’s competence after they had completed internal training courses.

    #KPMG #accounting #BigFour #taxes #fines #test #dmv #business
  • 1,675 1 20 June, 2019

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  • An average entrepreneur has a handful of activities competing for his/her limited time. One activity business owners wish they could do better is bookkeeping. Technology has advanced and information is available almost everywhere yet proper bookkeeping continues to be huge challenge for many entrepreneurs. The result from Google using google trends shows that the search for bookkeeping reached its peak (100% searches) at April, 9 2019 (See Interest over time on Google Trends for Bookkeeping - Nigeria, Past 12 months) 
Proper Bookkeeping is the process of recording financial transactions of a business in an orderly manner consistently such that the records kept can be used to make decisions.

The Consequences of Improper Bookkeeping

Legal Costs

For example in Nigeria, "…every taxpayer is required to keep proper business records which reflect a true and fair view of their business at all times" If you go against the law, the authority charges penalties for non-compliance which is not good business growth.

Inaccurate Business Decisions

You cannot make accurate business decisions without having the right data.

Business Failure

Some cases of business failure can be traced to lack of proper bookkeeping e.g. Some entrepreneurs cannot differentiate revenues from profits as a result they assume revenues to be Profits, thereby overstating their profits.

Inability to measure performance

The performance of every business is fact based. You cannot have the right data to measure your business performance if there is no proper bookkeeping. This makes determining the financial health of the business difficult

Cash flow problems

Just as blood is to human body system so is cash to business. A business cannot survive if you cannot manage the business cash flow ( cash coming in and cash going out). Simple Bookkeeping Strategies For Entrepreneurs

As entrepreneurs you can keep your books entrepreneurs by either using accounting software or physical books set up to fit your line of business some examples are highlighted below: 
Cloud based Bookkeeping Software
Cloud based bookkeeping is the bookkeeping that is done online, it is...@countsystem 
#Bookkeeping#accounting
  • An average entrepreneur has a handful of activities competing for his/her limited time. One activity business owners wish they could do better is bookkeeping. Technology has advanced and information is available almost everywhere yet proper bookkeeping continues to be huge challenge for many entrepreneurs. The result from Google using google trends shows that the search for bookkeeping reached its peak (100% searches) at April, 9 2019 (See Interest over time on Google Trends for Bookkeeping - Nigeria, Past 12 months)
    Proper Bookkeeping is the process of recording financial transactions of a business in an orderly manner consistently such that the records kept can be used to make decisions.

    The Consequences of Improper Bookkeeping

    Legal Costs

    For example in Nigeria, "…every taxpayer is required to keep proper business records which reflect a true and fair view of their business at all times" If you go against the law, the authority charges penalties for non-compliance which is not good business growth.

    Inaccurate Business Decisions

    You cannot make accurate business decisions without having the right data.

    Business Failure

    Some cases of business failure can be traced to lack of proper bookkeeping e.g. Some entrepreneurs cannot differentiate revenues from profits as a result they assume revenues to be Profits, thereby overstating their profits.

    Inability to measure performance

    The performance of every business is fact based. You cannot have the right data to measure your business performance if there is no proper bookkeeping. This makes determining the financial health of the business difficult

    Cash flow problems

    Just as blood is to human body system so is cash to business. A business cannot survive if you cannot manage the business cash flow ( cash coming in and cash going out). Simple Bookkeeping Strategies For Entrepreneurs

    As entrepreneurs you can keep your books entrepreneurs by either using accounting software or physical books set up to fit your line of business some examples are highlighted below:
    Cloud based Bookkeeping Software
    Cloud based bookkeeping is the bookkeeping that is done online, it is...@countsystem
    #Bookkeeping #accounting
  • 1 0 30 seconds ago

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  • Being a student is all about multi-tasking...
  • Being a student is all about multi-tasking...
  • 3 1 24 minutes ago
  • I started this page so I can document my fails and wins throughout this journey in becoming a CPA. It's a dream I've been carrying for many years. A dream I've pushed to the back burner because there were other things more important that needed my time and energy. I even tried to convince myself that I no longer wanted it.  But the desire was too big.  I can't explain it but I couldn't ignore it anymore and so I started college again in January. I was so excited to start and after the first day of class something happened in my life that completely flipped my world upside down & completely shattered me. I had a choice to keep going or quit. I chose to keep going even though there were days when I could barely put one foot in front of the other.  And by the grace of God, I passed my classes. 
Today was a trying day. I got a rejection email from a job that I was really hoping to get and then I failed my Algebra exam.  Even though it bummed me out,  I simply REFUSE to give up! Everything will fall into place as it should.  If you're struggling with something I want to encourage you to not give up.  It'll be worth it. We can do this!  We got this!
*
*
*
#chasingdreams #collegemom #collegestudent #collegelife #collegemomlife #accountingstudent #futurecpa #icandothis #goingafterit #wontgiveup #cantgiveup #accountant #accounting #bossbabe
  • I started this page so I can document my fails and wins throughout this journey in becoming a CPA. It's a dream I've been carrying for many years. A dream I've pushed to the back burner because there were other things more important that needed my time and energy. I even tried to convince myself that I no longer wanted it. But the desire was too big. I can't explain it but I couldn't ignore it anymore and so I started college again in January. I was so excited to start and after the first day of class something happened in my life that completely flipped my world upside down & completely shattered me. I had a choice to keep going or quit. I chose to keep going even though there were days when I could barely put one foot in front of the other. And by the grace of God, I passed my classes.
    Today was a trying day. I got a rejection email from a job that I was really hoping to get and then I failed my Algebra exam. Even though it bummed me out, I simply REFUSE to give up! Everything will fall into place as it should. If you're struggling with something I want to encourage you to not give up. It'll be worth it. We can do this! We got this!
    *
    *
    *
    #chasingdreams #collegemom #collegestudent #collegelife #collegemomlife #accountingstudent #futurecpa #icandothis #goingafterit #wontgiveup #cantgiveup #accountant #accounting #bossbabe
  • 3 0 34 minutes ago
  • Looking for Online Undergraduate University Support?

With Comprehensive Note pack with relevant examples for all topics**, approximately 40 hours of recorded lectures, detailed tutorial pack of questions and solutions**, revision course (where applicable), exam course with up to 2 past paper type exams and solutions and an average Online pass rate 71%. Isn’t it time you get the edge over your studies?

Offering Online Support for over 60 modules with flexible payment options for the discerning business management, finance or accountancy student.

For more information: https://bit.ly/2IDsaNO

#edge #tuition #support #undergraduate #FaceToFace #FullTime #PartTime #Online #PaymentPlans #believe #achieve #succeed #flexible #education #business #finance #accounting
  • Looking for Online Undergraduate University Support?

    With Comprehensive Note pack with relevant examples for all topics**, approximately 40 hours of recorded lectures, detailed tutorial pack of questions and solutions**, revision course (where applicable), exam course with up to 2 past paper type exams and solutions and an average Online pass rate 71%. Isn’t it time you get the edge over your studies?

    Offering Online Support for over 60 modules with flexible payment options for the discerning business management, finance or accountancy student.

    For more information: https://bit.ly/2IDsaNO

    #edge #tuition #support #undergraduate #FaceToFace #FullTime #PartTime #Online #PaymentPlans #believe #achieve #succeed #flexible #education #business #finance #accounting
  • 2 0 39 minutes ago
  • Are you passing the torch? Or are you the next generation 'inheriting' the business owner reins? 
It's much more common than you may realise with 70% of Australian businesses family owned.  We understand there is plenty to navigate in this arena and happily help our clients through this process end to end. Read more, link up in our bio.
#opportunities #succession #planning #family #business #accounting #bookkeeping #change
  • Are you passing the torch? Or are you the next generation 'inheriting' the business owner reins?
    It's much more common than you may realise with 70% of Australian businesses family owned. We understand there is plenty to navigate in this arena and happily help our clients through this process end to end. Read more, link up in our bio.
    #opportunities #succession #planning #family #business #accounting #bookkeeping #change
  • 5 0 42 minutes ago

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  • Tax Secret of the Rich & Famous #2 : Get Life Insurance

Think the more money you earn, the more taxes you pay?  Not always.

Many of the wealthiest Americans manage to pay less in taxes than some of their employees. How do they get away with such insanity you might ask?  Knowledge is power — a superior understanding of tax laws & legal methods available to reduce their taxes — however, generally it involves paying a professional business manager handle their financial & tax planning.

While some rich & celebrities may go to far or find themselves in hot water; we’re not talking about tax evasion — all of these secrets are legal — we don’t any trouble. (Life) Insurance Proceeds Aren’t Taxed
If you receive life insurance proceeds, it is not considered taxable income and it doesn’t need to be reported. When insurance salespeople pitch the tax benefits of life insurance policies, this is what they’re talking about.

Whole vs. Term
Life insurance comes in essentially two major types – term and whole. Term life insurance is “simple” life insurance. You get a policy that has a fixed amount of time and a set benefit for death and you pay a premium. An example is a $500,000 20-year term life insurance policy. If you make all your premium payments and die within the next 20 years, your beneficiary will get half a million bucks tax-free. [Read the full article on our website's blog]

It may seem complicated & out of reach, but Mary & her team can help you keep it simple with their professional business management, accounting & tax services — and help you “Keep More of Your Money”. Call us today at 818-386-0341.
.
.
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#justtax24 #tax #refund #taxes #incometax #taxrefund #taxreturn #taxservices #taxhelp #taxproblems #irs #taxprofessional #taxpreparer #accounting #accountant #taxpreparation #bookkeeper #cpa #startup #taxtalk #success #motivation #inspo #goals #instasfv #happiness
  • Tax Secret of the Rich & Famous #2 : Get Life Insurance

    Think the more money you earn, the more taxes you pay? Not always.

    Many of the wealthiest Americans manage to pay less in taxes than some of their employees. How do they get away with such insanity you might ask? Knowledge is power — a superior understanding of tax laws & legal methods available to reduce their taxes — however, generally it involves paying a professional business manager handle their financial & tax planning.

    While some rich & celebrities may go to far or find themselves in hot water; we’re not talking about tax evasion — all of these secrets are legal — we don’t any trouble. (Life) Insurance Proceeds Aren’t Taxed
    If you receive life insurance proceeds, it is not considered taxable income and it doesn’t need to be reported. When insurance salespeople pitch the tax benefits of life insurance policies, this is what they’re talking about.

    Whole vs. Term
    Life insurance comes in essentially two major types – term and whole. Term life insurance is “simple” life insurance. You get a policy that has a fixed amount of time and a set benefit for death and you pay a premium. An example is a $500,000 20-year term life insurance policy. If you make all your premium payments and die within the next 20 years, your beneficiary will get half a million bucks tax-free. [Read the full article on our website's blog]

    It may seem complicated & out of reach, but Mary & her team can help you keep it simple with their professional business management, accounting & tax services — and help you “Keep More of Your Money”. Call us today at 818-386-0341.
    .
    .
    .
    #justtax24 #tax #refund #taxes #incometax #taxrefund #taxreturn #taxservices #taxhelp #taxproblems #irs #taxprofessional #taxpreparer #accounting #accountant #taxpreparation #bookkeeper #cpa #startup #taxtalk #success #motivation #inspo #goals #instasfv #happiness
  • 1 0 54 minutes ago
  • #h_events
The last preparations and discussions before our today's workshop. 
We are waiting for all registered people. 
And we are waiting for others on our next workshop in July.

Feel free to ask any questions. Contact us.
info@horizonbizconsultancy.com +971501042665
  • #h_events
    The last preparations and discussions before our today's workshop.
    We are waiting for all registered people.
    And we are waiting for others on our next workshop in July.

    Feel free to ask any questions. Contact us.
    info@horizonbizconsultancy.com +971501042665
  • 6 1 58 minutes ago

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  • Serious question for the REAL DREAMERS.

A #Jx4Masterminds topic.
  • Serious question for the REAL DREAMERS.

    A #Jx4Masterminds topic.
  • 6 1 1 hour ago
  • Maximise deductions

Depending on your situation – married or single, salaried employee or sole trader for example – there are all sorts of legitimate expenses you can claim against your income to lighten your tax burden. A good accountant can certainly advise on which types of deductions you could potentially include in your return. But whether you’re lodging through an agent or doing your tax return DIY-style, knowing what expenses to record can help you keep receipts organised throughout the financial year.

Unsure of what you can deduct?

Connect with Bright Wealth.  Contact us on 8324 2341. 
#brightwealth #financialplanning #financialadvice #businessadvice #accounting
  • Maximise deductions

    Depending on your situation – married or single, salaried employee or sole trader for example – there are all sorts of legitimate expenses you can claim against your income to lighten your tax burden. A good accountant can certainly advise on which types of deductions you could potentially include in your return. But whether you’re lodging through an agent or doing your tax return DIY-style, knowing what expenses to record can help you keep receipts organised throughout the financial year.

    Unsure of what you can deduct?

    Connect with Bright Wealth. Contact us on 8324 2341.
    #brightwealth #financialplanning #financialadvice #businessadvice #accounting
  • 4 1 1 hour ago
  • 📘🔍📌ՁԵՐ ՀԱՐԿԱՅԻՆ ԽՈՐՀՐԴԱՏՈՒՆ 📌Մեր որակավորված և փորձառու մասնագետները կարձագանքեն Ձեր բիզնեսին վերաբերող հարկային դաշտին վերաբերող բոլոր հարցերին և կտեղեկացնեն ոլորտի առանձնահատկությունների մասին։ 📌«Սեյֆ Ինվեսթ»  հաշվապահական կենտրոնը ստեղծված է` հեշտացնելու Հայաստանի Հանրապետության սահմաններում գործունեություն իրականացնող կազմակերպությունների և ֆիզիկական անձանց աշխատանքը: 📌Մենք առաջնորդվում ենք արևմտյան այն խոսքերով, որ ամեն մարդ պետք է զբաղվի իր մասնագիտությամբ, իսկ մնացածը ուղղակի հանձնի համապատասխան որակավորմամբ մասնագետներին:Ահա այս գաղափարի հիման վրա է գործում «Սեյֆ Ինվեսթ» ՍՊԸ: 📌Մեր որակավորված մասնագետներին հանձնելով Ձեր հաշվապահության բանալին, Դուք հնարավորություն եք ստանում ամբողջությամբ նվիրվել միայն Ձեր աշխատանքին: ✅Մանրամասների համար զանգահարել:
👉Դիմե'ք անվճար խորհրդատվության:
🌍 ք. Երևան,Թումանյան փող., 1,Կենտրոն
📞 (095) 22-11-62
📞 (096) 22-11-92
✉️sergeyxachatryan1986@mail.ru
📧safeinvestments86@gmail.com

#SAFEInvest #hashvapah #dasyntac #Հաշվապահ #Դասընթաց #Աշխատանք #Բիզնես #խորհրդատվություն #Հաշվպահություն #Accounting #TAX #бухгалтер
  • 📘🔍📌ՁԵՐ ՀԱՐԿԱՅԻՆ ԽՈՐՀՐԴԱՏՈՒՆ 📌Մեր որակավորված և փորձառու մասնագետները կարձագանքեն Ձեր բիզնեսին վերաբերող հարկային դաշտին վերաբերող բոլոր հարցերին և կտեղեկացնեն ոլորտի առանձնահատկությունների մասին։ 📌«Սեյֆ Ինվեսթ» հաշվապահական կենտրոնը ստեղծված է` հեշտացնելու Հայաստանի Հանրապետության սահմաններում գործունեություն իրականացնող կազմակերպությունների և ֆիզիկական անձանց աշխատանքը: 📌Մենք առաջնորդվում ենք արևմտյան այն խոսքերով, որ ամեն մարդ պետք է զբաղվի իր մասնագիտությամբ, իսկ մնացածը ուղղակի հանձնի համապատասխան որակավորմամբ մասնագետներին:Ահա այս գաղափարի հիման վրա է գործում «Սեյֆ Ինվեսթ» ՍՊԸ: 📌Մեր որակավորված մասնագետներին հանձնելով Ձեր հաշվապահության բանալին, Դուք հնարավորություն եք ստանում ամբողջությամբ նվիրվել միայն Ձեր աշխատանքին: ✅Մանրամասների համար զանգահարել:
    👉Դիմե'ք անվճար խորհրդատվության:
    🌍 ք. Երևան,Թումանյան փող., 1,Կենտրոն
    📞 (095) 22-11-62
    📞 (096) 22-11-92
    ✉️sergeyxachatryan1986@mail.ru
    📧safeinvestments86@gmail.com

    #SAFEInvest #hashvapah #dasyntac #Հաշվապահ #Դասընթաց #Աշխատանք #Բիզնես #խորհրդատվություն #Հաշվպահություն #Accounting #TAX #бухгалтер
  • 4 0 2 hours ago
  • Semua indah pada waktu nya😊😊❤
#Accounting
  • Semua indah pada waktu nya😊😊❤
    #Accounting
  • 16 3 2 hours ago
  • Are you selling your car this end of financial year? DIYinspect will buy your vehicle, even if it has finance owing
  • Are you selling your car this end of financial year? DIYinspect will buy your vehicle, even if it has finance owing
  • 12 2 2 hours ago
  • What are your thoughts?
  • What are your thoughts?
  • 3 1 2 hours ago
  • 113 9 21 June, 2019
  • 172 18 16 June, 2019
  • .
ادخاري و جزر الكناري
.
انجلينا فينوتشيرو تتدخر لشراء منزل في تينريفي،كبرى جزر الكناري في المحيط الاطلسي .

ولدت في كاتانيا في صقلية ،  انتقلت إلى لندن قبل  10 سنوات.  بدأت العمل كموظفة استقبال في قطاع الضيافة لأول مرة عندما وصلت إلى المملكة المتحدة ، ولم أتقاضى سوى 14500 جنيه إسترليني سنويًا. الآن أعمل مديرة استقبال في أحد فنادق وسط لندن.
 راتبي هو 26،500 £ في السنة ، ولدي ادخار قدره 10000 جنيه إسترليني. أدفع إيجار سكني  600 جنيه إسترليني في الشهر شاملا الفواتير .أسافر لرؤية أسرتي التي تعيش في صقلية أربع مرات في السنة. أحب السفر و أخطط للسفر إلى الخارج لقضاء وقت الفراغ أربع مرات أخرى،ويمكن أن أنفق 6000 جنيه إسترليني في السنة من أجل ذلك.لذلك اجد صعوبة في  توفير أموالي.
 ادفع من اجل بطاقة سفر شهرية  140 جنيهًا إسترلينيًا ، و 50 جنيهًا إسترلينيًا لهاتفي المحمول. أدفع 15 جنيهاً استرلينياً كل شهر مقابل خدمة الواي فاي . هذا يبدو غريباً ، لكنني على الأرجح كنت أنفق أكثر عندما كان راتبي أقل. أعتقد أن هذا يرجع إلى ضيق الوقت بسبب التزامات العمل.  احضر مرة في الأسبوع فصل موسيقى الجاز ، وهذا يكلفني 12 جنيهًا إسترلينيًا. ادفع لسيارة الأجرة  100 جنيه إسترليني في الشهر.
انقق  شهريا على منتجات التجميل ،حوالي 50 جنيهاً إسترلينياً. أما المبلغ الذي أنفقه على الملابس والمجوهرات والأحذية فقد يتفاوت ،أحيانا لا أشتري شيئًا ولكن قد أنفق في التخفيضات  200 إلى 300 جنيه إسترليني في شهر واحد .
 منذ أن عملت في وسط لندن وأنا أتناول طعامي في الخارج ، وذلك يكلفني حوالي 100 جنيه إسترليني في الشهر. التسوق الاسبوعي للمواد الغذائية يكلف  50 إلى 60 جنيهًا إسترلينيًا .
نظام الحسابات المصرفية في المملكة المتحدة أفضل منه بكثير في إيطاليا ، هنا  لا تدفع لتودع أموالك.  في إيطاليا ، تدفع ما لا يقل عن 7 جنيهات استرلينية إلى 10 جنيهات إسترلينية شهريًا حتى يكون لديك حساب مصرفي والاحتفاظ بأموالك هناك . الحسابات المصرفية في المملكة المتحدة مريحة للغاية ، إذا تعرض حسابك للاحتيال ، سيعملون فورا على حظر بطاقتك. إنه نظام أكثر أمانًا يشعرني براحة أكبر .
وحيث انني لا ادخر في الوقت الحالي بشكل كبير  فحسابي المصرفي هو لحفظ مدخراتي فقط .
إن أفضل نصيحة مالية تلقيتها من الأصدقاء والعائلة هي التوفير ، التوفير ، التوفير. 
أحب العيش في مكان دافئ بجانب البحر ، حيث نشأت في هذا النوع من المناخ، ولهذا ادخر من أجل شراء بيت في جزر الكناري. .
 مترجم عن :
.  @guardian
  • .
    ادخاري و جزر الكناري
    .
    انجلينا فينوتشيرو تتدخر لشراء منزل في تينريفي،كبرى جزر الكناري في المحيط الاطلسي .

    ولدت في كاتانيا في صقلية ، انتقلت إلى لندن قبل 10 سنوات. بدأت العمل كموظفة استقبال في قطاع الضيافة لأول مرة عندما وصلت إلى المملكة المتحدة ، ولم أتقاضى سوى 14500 جنيه إسترليني سنويًا. الآن أعمل مديرة استقبال في أحد فنادق وسط لندن.
    راتبي هو 26،500 £ في السنة ، ولدي ادخار قدره 10000 جنيه إسترليني. أدفع إيجار سكني 600 جنيه إسترليني في الشهر شاملا الفواتير .أسافر لرؤية أسرتي التي تعيش في صقلية أربع مرات في السنة. أحب السفر و أخطط للسفر إلى الخارج لقضاء وقت الفراغ أربع مرات أخرى،ويمكن أن أنفق 6000 جنيه إسترليني في السنة من أجل ذلك.لذلك اجد صعوبة في توفير أموالي.
    ادفع من اجل بطاقة سفر شهرية 140 جنيهًا إسترلينيًا ، و 50 جنيهًا إسترلينيًا لهاتفي المحمول. أدفع 15 جنيهاً استرلينياً كل شهر مقابل خدمة الواي فاي . هذا يبدو غريباً ، لكنني على الأرجح كنت أنفق أكثر عندما كان راتبي أقل. أعتقد أن هذا يرجع إلى ضيق الوقت بسبب التزامات العمل. احضر مرة في الأسبوع فصل موسيقى الجاز ، وهذا يكلفني 12 جنيهًا إسترلينيًا. ادفع لسيارة الأجرة 100 جنيه إسترليني في الشهر.
    انقق شهريا على منتجات التجميل ،حوالي 50 جنيهاً إسترلينياً. أما المبلغ الذي أنفقه على الملابس والمجوهرات والأحذية فقد يتفاوت ،أحيانا لا أشتري شيئًا ولكن قد أنفق في التخفيضات 200 إلى 300 جنيه إسترليني في شهر واحد .
    منذ أن عملت في وسط لندن وأنا أتناول طعامي في الخارج ، وذلك يكلفني حوالي 100 جنيه إسترليني في الشهر. التسوق الاسبوعي للمواد الغذائية يكلف 50 إلى 60 جنيهًا إسترلينيًا .
    نظام الحسابات المصرفية في المملكة المتحدة أفضل منه بكثير في إيطاليا ، هنا لا تدفع لتودع أموالك. في إيطاليا ، تدفع ما لا يقل عن 7 جنيهات استرلينية إلى 10 جنيهات إسترلينية شهريًا حتى يكون لديك حساب مصرفي والاحتفاظ بأموالك هناك . الحسابات المصرفية في المملكة المتحدة مريحة للغاية ، إذا تعرض حسابك للاحتيال ، سيعملون فورا على حظر بطاقتك. إنه نظام أكثر أمانًا يشعرني براحة أكبر .
    وحيث انني لا ادخر في الوقت الحالي بشكل كبير فحسابي المصرفي هو لحفظ مدخراتي فقط .
    إن أفضل نصيحة مالية تلقيتها من الأصدقاء والعائلة هي التوفير ، التوفير ، التوفير.
    أحب العيش في مكان دافئ بجانب البحر ، حيث نشأت في هذا النوع من المناخ، ولهذا ادخر من أجل شراء بيت في جزر الكناري. .
    مترجم عن :
    . @guardian
  • 12 2 23 hours ago