#debt Instagram Photos & Videos

debt - 592.5k posts

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  • We only have $2.59 left until payday in a day and a half😱. I’m serious about only having $2.59 left, but I’m kidding about the “😱.” It’s not really a “😱” event because guess what:
☑️My husband and I are both aware we only have $2.59 left
☑️All the bills are paid
☑️Cars are gassed up and fridge is stocked
☑️We have an emergency fund, just in case
☑️The bank account doesn’t really say $2.59 because we have some money set aside for our mortgage payment
☑️We already sent money to retirement savings and $600 to Emergency Fund savings

We can handle a couple no spend days! This is the power of budgeting. It might look like we’re broke, but we’re not broke, all the right goals are just being smashed!

So far, November is going GREAT! I’ve been budgeting twice a week and it’s helping me stay on top of our spending and the reality of the bank account so we don’t have any false assumption that there is money to spend! #spenders #budget #debtfree
  • We only have $2.59 left until payday in a day and a half😱. I’m serious about only having $2.59 left, but I’m kidding about the “😱.” It’s not really a “😱” event because guess what:
    ☑️My husband and I are both aware we only have $2.59 left
    ☑️All the bills are paid
    ☑️Cars are gassed up and fridge is stocked
    ☑️We have an emergency fund, just in case
    ☑️The bank account doesn’t really say $2.59 because we have some money set aside for our mortgage payment
    ☑️We already sent money to retirement savings and $600 to Emergency Fund savings

    We can handle a couple no spend days! This is the power of budgeting. It might look like we’re broke, but we’re not broke, all the right goals are just being smashed!

    So far, November is going GREAT! I’ve been budgeting twice a week and it’s helping me stay on top of our spending and the reality of the bank account so we don’t have any false assumption that there is money to spend! #spenders #budget #debtfree
  • 3,008 160 13 November, 2019
  • Apart from this ^ being 100% accurate, I've survived my first week of cash envelopes. Surprisingly, I'm actually really liking it 😮 Unsurprisingly, I managed to destroy my pretty laminated envelopes within 48 hours 🙄 Thankfully I found some plastic ones which are much more durable. Hopefully the rest of the month will go just as smoothly!
  • Apart from this ^ being 100% accurate, I've survived my first week of cash envelopes. Surprisingly, I'm actually really liking it 😮 Unsurprisingly, I managed to destroy my pretty laminated envelopes within 48 hours 🙄 Thankfully I found some plastic ones which are much more durable. Hopefully the rest of the month will go just as smoothly!
  • 4,460 137 9 November, 2019
  • Yeah... it’s not happening. So, go ahead and make one package together. 🤷🏾‍♀️😂 #theorganizedmoney
  • Yeah... it’s not happening. So, go ahead and make one package together. 🤷🏾‍♀️😂 #theorganizedmoney
  • 939 63 18 hours ago
  • I know we became debt free last month, but I wanted to put up my last and final debt progress post! We are done. Feels amazing to see all those zeros!
  • I know we became debt free last month, but I wanted to put up my last and final debt progress post! We are done. Feels amazing to see all those zeros!
  • 1,594 155 13 November, 2019
  • This used to happen often! 😫 Was it just me? 🤷🏾‍♀️ #theorganizedmoney
  • This used to happen often! 😫 Was it just me? 🤷🏾‍♀️ #theorganizedmoney
  • 1,605 87 11 November, 2019
  • Welp! Almost there....🤷🏾‍♀️🤪🤣 #theorganizedmoney
  • Welp! Almost there....🤷🏾‍♀️🤪🤣 #theorganizedmoney
  • 2,478 140 3 November, 2019
  • Ok...but how do I live now and enjoy all. the. things. without also being broke NOW?!
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This is a HARD balance to find — but really it’s all in your head.
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We are hard-wired for instant gratification and I believe always giving into it is harmful.
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I also believe postponing joy for some potential day that might never happen is also harmful.
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Then F. What are you supposed to do?!
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👉🏽 Know what you want — make your money reflect these wants
👉🏽 Automate emergency savings and savings for your future
👉🏽 Ditch any bills or expenses that don’t align with the life you WANT
👉🏽 Automate savings for trips, travel or big purchases
👉🏽 Spend your money...now. Do things now.
.
You CAN have it all. You first have to stop believing you can’t.
#havealittlefaith #experiencesoverthings #tuesdaymood
  • Ok...but how do I live now and enjoy all. the. things. without also being broke NOW?!
    .
    This is a HARD balance to find — but really it’s all in your head.
    .
    We are hard-wired for instant gratification and I believe always giving into it is harmful.
    .
    I also believe postponing joy for some potential day that might never happen is also harmful.
    .
    Then F. What are you supposed to do?!
    .
    👉🏽 Know what you want — make your money reflect these wants
    👉🏽 Automate emergency savings and savings for your future
    👉🏽 Ditch any bills or expenses that don’t align with the life you WANT
    👉🏽 Automate savings for trips, travel or big purchases
    👉🏽 Spend your money...now. Do things now.
    .
    You CAN have it all. You first have to stop believing you can’t.
    #havealittlefaith #experiencesoverthings #tuesdaymood
  • 545 18 12 November, 2019

Latest Instagram Posts

  • 5 months to save 10k. Finished 2 weeks ahead of schedule
  • 5 months to save 10k. Finished 2 weeks ahead of schedule
  • 4 2 24 minutes ago
  • This totally DID NOT happen in my band...🤨😏😏🙄🙄
  • This totally DID NOT happen in my band...🤨😏😏🙄🙄
  • 14 2 36 minutes ago
  • Hi Maxplanners, Tingginya kenaikkan biaya pendidikan dan inflasi membuat kita harus berinvestasi. Investasi kemana ? Saham salah satunya.
ada 5 alasan kenapa berinvestasi saham adalah pilihan terbaik. Simak 5 alasan berikut, swipe untuk lebih detailnya. - Return Saham Tertinggi
Sejarah menunjukkan bahwa saham memberikan return paling tinggi diantara investasi lainnya.
- Modal Kecil Bisa Investasi Saham
Banyak yang enggan bermain di saham karena membayangkan tingginya minimum investasi, beli saham butuh dana yang besar dan proses yang ribet. Namun ketentuan bursa efek indonesia memberikan minimun pembelian harga saham yang sangat murah.
- Sistem Online. Jual Beli Saham Kapan, Dimana Saja
Jual beli saham sekarang tidak harus dilakukan di bursa saham, karena sudah ada fasilitas broker online yang bisa diakses dari laptop, komputer atau handphone.
- Pemilik Perusahaan Besar
Anda dapat memiliki perusahaan besar dengan membeli saham-saham perusahaan seperti Astra International, Unilever atau Bank BRI. Memiliki saham artinya Anda menjadi salah satu pemilik. Dengan berstatus pemilik, Anda berhak menerima pembagian keuntungan, yaitu deviden, yang dibagikan dari laba perusahaan setiap tahun.
- Mudah Dicairkan
jika ingin mencairkan investasi di saham Investor harus melakukan order jual melalui sistem perdagangan online. Setelah terjadi  transaksi, dalam waktu 3 hari sejak transaksi, T+3, dana hasil penjualan akan masuk ke rekening dana investor (RDI). Untuk lebih detailnya, swipe gambar diatas dan pahami jenis-jenis pajak. Semoga bermanfaat.
  • Hi Maxplanners, Tingginya kenaikkan biaya pendidikan dan inflasi membuat kita harus berinvestasi. Investasi kemana ? Saham salah satunya.
    ada 5 alasan kenapa berinvestasi saham adalah pilihan terbaik. Simak 5 alasan berikut, swipe untuk lebih detailnya. - Return Saham Tertinggi
    Sejarah menunjukkan bahwa saham memberikan return paling tinggi diantara investasi lainnya.
    - Modal Kecil Bisa Investasi Saham
    Banyak yang enggan bermain di saham karena membayangkan tingginya minimum investasi, beli saham butuh dana yang besar dan proses yang ribet. Namun ketentuan bursa efek indonesia memberikan minimun pembelian harga saham yang sangat murah.
    - Sistem Online. Jual Beli Saham Kapan, Dimana Saja
    Jual beli saham sekarang tidak harus dilakukan di bursa saham, karena sudah ada fasilitas broker online yang bisa diakses dari laptop, komputer atau handphone.
    - Pemilik Perusahaan Besar
    Anda dapat memiliki perusahaan besar dengan membeli saham-saham perusahaan seperti Astra International, Unilever atau Bank BRI. Memiliki saham artinya Anda menjadi salah satu pemilik. Dengan berstatus pemilik, Anda berhak menerima pembagian keuntungan, yaitu deviden, yang dibagikan dari laba perusahaan setiap tahun.
    - Mudah Dicairkan
    jika ingin mencairkan investasi di saham Investor harus melakukan order jual melalui sistem perdagangan online. Setelah terjadi  transaksi, dalam waktu 3 hari sejak transaksi, T+3, dana hasil penjualan akan masuk ke rekening dana investor (RDI). Untuk lebih detailnya, swipe gambar diatas dan pahami jenis-jenis pajak. Semoga bermanfaat.
  • 2 2 37 minutes ago
  • I'm curious to know...how old were you the first time you went into debt? .
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I was 22.  I got my first credit card, financed a car, and graduated from college with student loans. .
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I did not want a credit card at all but my dad said it would be good to have and build credit.  I was really good with it in the beginning and paid it off every single month.  I only had a $500 limit on it at the time.  Since then I've asked to increase it twice.  Now I owe about $7,800 on it. 😳
.
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My first car (Plymouth Neon that my dad financed for me when I was 16) broke down so my dad paid off the remainder of the loan and helped me find my 2nd car.  That time it was financed in my name; around $5K. (Volkswagen Cabrio) I loved this car! .
.
I graduated from college in August 2010 and had accumulated about $25K ish in student loans.  My mom kept telling me how worried she was about me having to pay it all back.  I told her over and over that I knew that and not to worry.  But I really did not know what it meant until I had to actually start paying them. .
.
These were my first debts and they all happened while I was 22 fresh out of college and working 2 part time jobs. .
.
#thebudgetinggame #debt #debtfreejouney #studentloans #creditcarddebt #carloandebt
  • I'm curious to know...how old were you the first time you went into debt? .
    .
    I was 22. I got my first credit card, financed a car, and graduated from college with student loans. .
    .
    I did not want a credit card at all but my dad said it would be good to have and build credit. I was really good with it in the beginning and paid it off every single month. I only had a $500 limit on it at the time. Since then I've asked to increase it twice. Now I owe about $7,800 on it. 😳
    .
    .
    My first car (Plymouth Neon that my dad financed for me when I was 16) broke down so my dad paid off the remainder of the loan and helped me find my 2nd car. That time it was financed in my name; around $5K. (Volkswagen Cabrio) I loved this car! .
    .
    I graduated from college in August 2010 and had accumulated about $25K ish in student loans. My mom kept telling me how worried she was about me having to pay it all back. I told her over and over that I knew that and not to worry. But I really did not know what it meant until I had to actually start paying them. .
    .
    These were my first debts and they all happened while I was 22 fresh out of college and working 2 part time jobs. .
    .
    #thebudgetinggame #debt #debtfreejouney #studentloans #creditcarddebt #carloandebt
  • 0 0 54 minutes ago
  • Are you paying the minimums and noticing your credit score going down instead of your balance?
  • Are you paying the minimums and noticing your credit score going down instead of your balance?
  • 0 1 1 hour ago
  • #SarkariYojanayen : NIRVIK Scheme
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कर्ज की उपलब्धता बढ़ाने और ऋण प्रक्रिया को आसान बनाने के लिए NIRVIK योजना की शुरुआत की गई है। इसका पूरा नाम “निर्यात ऋण विकास योजना” है। इसकी शुरुआत वाणिज्य एवं उद्योग मंत्रालय ने निर्यात ऋण गारंटी  निगम (ECGC) के जरिये की है। मूल और ब्याज दोनों के लिए कवर प्रतिशत को वर्तमान औसत 60 प्रतिशत से बढ़ाकर 90 प्रतिशत कर दिया गया है। प्रस्तावित कवर पूंजीगत राहत के कारण ऋण की लागत में कमी लाएगा।
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#NIRVIK #योजना के विषय में विस्तृत जानकारी के लिये देखें यह वीडियो।
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#NIRVIKscheme #credit #loan #NiryatRinVikasYojna #MinistryofCommerce #Industry #ExportCreditGuaranteeCorporation #ECGC#principal #interestpercent #debt #capital #governmentscheme #IAS #DrishtiIAS #UPSC #Coaching #mission2020 #Instagood #followme
  • #SarkariYojanayen : NIRVIK Scheme
    .
    कर्ज की उपलब्धता बढ़ाने और ऋण प्रक्रिया को आसान बनाने के लिए NIRVIK योजना की शुरुआत की गई है। इसका पूरा नाम “निर्यात ऋण विकास योजना” है। इसकी शुरुआत वाणिज्य एवं उद्योग मंत्रालय ने निर्यात ऋण गारंटी निगम (ECGC) के जरिये की है। मूल और ब्याज दोनों के लिए कवर प्रतिशत को वर्तमान औसत 60 प्रतिशत से बढ़ाकर 90 प्रतिशत कर दिया गया है। प्रस्तावित कवर पूंजीगत राहत के कारण ऋण की लागत में कमी लाएगा।
    .
    #NIRVIK #य ोजना के विषय में विस्तृत जानकारी के लिये देखें यह वीडियो।
    .
    #NIRVIKscheme #credit #loan #NiryatRinVikasYojna #MinistryofCommerce #Industry #ExportCreditGuaranteeCorporation #ECGC #principal #interestpercent #debt #capital #governmentscheme #IAS #DrishtiIAS #UPSC #Coaching #mission2020 #Instagood #followme
  • 172 1 1 hour ago
  • I’m HELPING 46 people Restore their CREDIT NOW!
.
.
We only have 46 days to the end of 2019!
.
STOP WAITING, NO MORE PROCRASTINATING!!
.
Call or Text “Credit” to 314-724-6100...to get started!
  • I’m HELPING 46 people Restore their CREDIT NOW!
    .
    .
    We only have 46 days to the end of 2019!
    .
    STOP WAITING, NO MORE PROCRASTINATING!!
    .
    Call or Text “Credit” to 314-724-6100...to get started!
  • 2 1 2 hours ago
  • Why do people struggle over a $1000 bucks.
Forex has really made an impact on people's life. If you're working in 9-5 congratulations! You're still comfortable with the peanut pay you receive. 
If you have no knowledge about this, make your investments right where you are and earn big with me managing your account.

Well do what excite you to become the real you. Don't let skepticism keep you from making it close to your dream. 
The more the see days, the closer your time on earth expires. Start an investment plan with an investment capital no matter how meager you might think it is.

#happyclient #fx #bitcoin #binarytrade #btc #forextrading #forex #crypto #coinbase #luno #blockhain #cryptocurrency #financialtimes #debtfree #debt
  • Why do people struggle over a $1000 bucks.
    Forex has really made an impact on people's life. If you're working in 9-5 congratulations! You're still comfortable with the peanut pay you receive.
    If you have no knowledge about this, make your investments right where you are and earn big with me managing your account.

    Well do what excite you to become the real you. Don't let skepticism keep you from making it close to your dream.
    The more the see days, the closer your time on earth expires. Start an investment plan with an investment capital no matter how meager you might think it is.

    #happyclient #fx #bitcoin #binarytrade #btc #forextrading #forex #crypto #coinbase #luno #blockhain #cryptocurrency #financialtimes #debtfree #debt
  • 1 0 2 hours ago
  • Да посмотрите вы уже на их госдолг, они скоро к нам все приползут. Отношение госдолга к ВВП, в % среди европейских стран
  • Да посмотрите вы уже на их госдолг, они скоро к нам все приползут. Отношение госдолга к ВВП, в % среди европейских стран
  • 11 6 2 hours ago
  • So much for being strict this November.... This is what I have left over from my last check... the goal was 200 per usual and I’m way under... I unexpectedly had the LO this past weekend and so I had to buy more food, bought her some books and a workbook so we can study together. Also bought her a new toy.
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This is why I can’t have kids of my own yet lol. Cause when I have the LO I just want to buy everything!
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Since it was off the usual schedule that’s why my funds are low. But it’s all good! Since I am left with so little, instead of applying it to my debt I’m adding it to my sinking fund for my graduation dress :]
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Tomorrow is payday  for my main job and the SIDEGIG so I am looking forward sending some money to debt 😊😊😊
.
.
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#debtfreecommunity #dfc #debt #studentloans #studentdebt #debtcrisis #debtfreejourney #sixfiguredebt #singledebtfreejourney #singledebtfreecommunity
  • So much for being strict this November.... This is what I have left over from my last check... the goal was 200 per usual and I’m way under... I unexpectedly had the LO this past weekend and so I had to buy more food, bought her some books and a workbook so we can study together. Also bought her a new toy.
    .
    This is why I can’t have kids of my own yet lol. Cause when I have the LO I just want to buy everything!
    .
    Since it was off the usual schedule that’s why my funds are low. But it’s all good! Since I am left with so little, instead of applying it to my debt I’m adding it to my sinking fund for my graduation dress :]
    .
    Tomorrow is payday for my main job and the SIDEGIG so I am looking forward sending some money to debt 😊😊😊
    .
    .
    .
    #debtfreecommunity #dfc #debt #studentloans #studentdebt #debtcrisis #debtfreejourney #sixfiguredebt #singledebtfreejourney #singledebtfreecommunity
  • 7 0 2 hours ago
  • China takes over Kenya due to unpaid debt.  China also took over the Zambia port and Sri Lanka airport due to government officials  to paying back debt.

#kenya #africa #debt #ownership #money #assets
  • China takes over Kenya due to unpaid debt. China also took over the Zambia port and Sri Lanka airport due to government officials to paying back debt.

    #kenya #africa #debt #ownership #money #assets
  • 23 7 2 hours ago
  • by now i’m sure you’re sick of hearing about my credit card debt - four posts strong and i’ve mentioned it in every single one! but it’s important, to me and my money story.

debt is often described as a weight on our shoulders - but i liken it to an ill-fitting bra. awkward, requiring constant adjustment. of course, there are good ones, ok ones, and bad ones. but it’s always a relief to take it off.

so, here’s where i’m at. everyone has different definitions of good/ok/bad debt for different reasons, and i’ll explain mine.

good debt:
ssl (student startup loan) + help (higher education loan program) debt = $65,000+
this debt paid/is paying for my tertiary education and will continue to grow. the interest rate is the cpi (consumer price index or inflation) with no other fees. there are no minimum repayments until i earn over a threshold, which i do not. i am not in a rush to pay this debt off, and even after paying off my ok and bad debt i will focus on saving/investing. even the most modest investment (a high-interest savings account) has a higher interest rate than inflation.

ok debt:
creditline debt = $600
this debt paid for my apple watch and ipad. it was 24 months interest free. i have 15 months interest free remaining but i am on schedule to pay this off in three months. due to my job, i do not pay any fees. though technically a credit card, i consider this ok debt because it has and does allow me to use most of my non-fixed income to pay off my other credit card debt and contribute towards more pressing goals (urgent dental work and emergency savings).
i have no current afterpay debt but i do use it occasionally in the same vein.

bad debt:
none! 🥳

i love taking stock of where i am now, because it reminds me of how far i’ve come. however, i want to be in a place where i have only good debt, which will require me to complete my dental work and achieve my first emergency savings goal ($2000). then i will be able to save to buy, instead of using credit. i am @aligningwmygoals 😎 📸 @intothegloss
  • by now i’m sure you’re sick of hearing about my credit card debt - four posts strong and i’ve mentioned it in every single one! but it’s important, to me and my money story.

    debt is often described as a weight on our shoulders - but i liken it to an ill-fitting bra. awkward, requiring constant adjustment. of course, there are good ones, ok ones, and bad ones. but it’s always a relief to take it off.

    so, here’s where i’m at. everyone has different definitions of good/ok/bad debt for different reasons, and i’ll explain mine.

    good debt:
    ssl (student startup loan) + help (higher education loan program) debt = $65,000+
    this debt paid/is paying for my tertiary education and will continue to grow. the interest rate is the cpi (consumer price index or inflation) with no other fees. there are no minimum repayments until i earn over a threshold, which i do not. i am not in a rush to pay this debt off, and even after paying off my ok and bad debt i will focus on saving/investing. even the most modest investment (a high-interest savings account) has a higher interest rate than inflation.

    ok debt:
    creditline debt = $600
    this debt paid for my apple watch and ipad. it was 24 months interest free. i have 15 months interest free remaining but i am on schedule to pay this off in three months. due to my job, i do not pay any fees. though technically a credit card, i consider this ok debt because it has and does allow me to use most of my non-fixed income to pay off my other credit card debt and contribute towards more pressing goals (urgent dental work and emergency savings).
    i have no current afterpay debt but i do use it occasionally in the same vein.

    bad debt:
    none! 🥳

    i love taking stock of where i am now, because it reminds me of how far i’ve come. however, i want to be in a place where i have only good debt, which will require me to complete my dental work and achieve my first emergency savings goal ($2000). then i will be able to save to buy, instead of using credit. i am @aligningwmygoals 😎 📸 @intothegloss
  • 8 1 3 hours ago
  • 🌿 My 2008 Rav 4 Payoff Timeline!  My husband and I put $1,000 down 2.5 years ago on my 2008 Toyota. Looking back, I think we made a really great purchase! 
Even without having an inkling of understanding of debt and finances, we found an extremely reliable car for about 10k. As a bonus, it was the exact color and style I was looking for! It has given us no trouble at all and I look forward to driving this puppy into the ground. 😋

We’ve been paying the minimum payment on this car since it was purchased in June 2017. Our goal for payoff is now September. However, I think we will be able to push that up a month or two. Since we’re both in school, we usually get a pretty good tax return. I will also be graduating next summer and hopefully land a full-time position so we will have more 💰 to finish paying it off. 
I will update every month about our car payoff! 🚗 .
.
#debt #debtfree #financialfreedom #debtfreecommunity #carrepayment
  • 🌿 My 2008 Rav 4 Payoff Timeline! My husband and I put $1,000 down 2.5 years ago on my 2008 Toyota. Looking back, I think we made a really great purchase!
    Even without having an inkling of understanding of debt and finances, we found an extremely reliable car for about 10k. As a bonus, it was the exact color and style I was looking for! It has given us no trouble at all and I look forward to driving this puppy into the ground. 😋

    We’ve been paying the minimum payment on this car since it was purchased in June 2017. Our goal for payoff is now September. However, I think we will be able to push that up a month or two. Since we’re both in school, we usually get a pretty good tax return. I will also be graduating next summer and hopefully land a full-time position so we will have more 💰 to finish paying it off.
    I will update every month about our car payoff! 🚗 .
    .
    #debt #debtfree #financialfreedom #debtfreecommunity #carrepayment
  • 1 0 3 hours ago
  • ✨Hi! Thank you so much for being here. 
I’m a 26 year old with $121k worth of debt. Yes, you read that right. And yes, I can’t believe I’m here. And yes, my husband just started grad school so in 3 years, that number will be about $20k higher. 
My journey is long and full of terrible financial decisions. I’m still working through the shame and embarrassment of the choices I’ve made. 
My debt is a culmination of student loans (both undergrad and graduate), multiple credit cards, and a car. 
I am working part-time as well as completing an internship for school. I intend to graduate mid-July 2020. In the meantime, I am looking for other ways to slowly chip away at my debt.

I hope to use this space as accountability and inspiration from the #debtfreecommunity. Welcome to my journey to debt freedom! 🌿 .
.
.
.

#debt #debtfree #debtfreejourney #studentloans #financialfreedom
  • ✨Hi! Thank you so much for being here.
    I’m a 26 year old with $121k worth of debt. Yes, you read that right. And yes, I can’t believe I’m here. And yes, my husband just started grad school so in 3 years, that number will be about $20k higher.
    My journey is long and full of terrible financial decisions. I’m still working through the shame and embarrassment of the choices I’ve made.
    My debt is a culmination of student loans (both undergrad and graduate), multiple credit cards, and a car.
    I am working part-time as well as completing an internship for school. I intend to graduate mid-July 2020. In the meantime, I am looking for other ways to slowly chip away at my debt.

    I hope to use this space as accountability and inspiration from the #debtfreecommunity . Welcome to my journey to debt freedom! 🌿 .
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    #debt #debtfree #debtfreejourney #studentloans #financialfreedom
  • 2 0 4 hours ago
  • I’m done buying pendejadas (dumb stuff) 😅
  • I’m done buying pendejadas (dumb stuff) 😅
  • 8 4 4 hours ago