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Top Posts

  • We did it!! 2016 Honda CR-V with AWD. COME TO MAMA.⁣
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We were able to accomplish this by using one weird, crazy trick: drive around a shitty car until you can afford a better one. Magic! ✨⁣
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It feels kinda weird to be driving somewhere and not hear the engine actively falling out of the car, but I guess we’ll get used to it 🤷🏻‍♀️⁣
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Many thanks to #daveramsey bc I was about half a second away from financing a new Prius when I originally read #totalmoneymakeover a couple of years ago. Oh, and that would have been to replace my 2007 Honda Accord, which I’ve now decided to keep until the engine actually does fall out...⁣
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K thanks, going to go valet at a restaurant and parallel park with a BACKUP CAMERA and do all the other things we couldn’t do with the old car😬👋🏻⁣
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#debtfreecommunity #savingmoney #debtfree #debtfreelifestyle #debtfreeliving #frugal #frugalliving #frugallife #budgeting #onabudget #newcarwhodis
  • We did it!! 2016 Honda CR-V with AWD. COME TO MAMA.⁣

    We were able to accomplish this by using one weird, crazy trick: drive around a shitty car until you can afford a better one. Magic! ✨⁣

    It feels kinda weird to be driving somewhere and not hear the engine actively falling out of the car, but I guess we’ll get used to it 🤷🏻‍♀️⁣

    Many thanks to #daveramsey bc I was about half a second away from financing a new Prius when I originally read #totalmoneymakeover a couple of years ago. Oh, and that would have been to replace my 2007 Honda Accord, which I’ve now decided to keep until the engine actually does fall out...⁣

    K thanks, going to go valet at a restaurant and parallel park with a BACKUP CAMERA and do all the other things we couldn’t do with the old car😬👋🏻⁣

    #debtfreecommunity #savingmoney #debtfree #debtfreelifestyle #debtfreeliving #frugal #frugalliving #frugallife #budgeting #onabudget #newcarwhodis
  • 2,266 98 7 December, 2019
  • My #10financial10yearchallenge. We have seen the internet blowing up over the 10 year challenge with photos, I absolutely LOVE the spin that @herwellspentlife put on this and talked about her how her FINALICIAL life has changed in the past 10 years!
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10 years ago I was 20 years old, in a ton of debt, living paycheck to paycheck, and in financial ruins. The scary part is my life was going to get a whole lot scarier those next couple of years. I had my car repossessed, power turned off multiple times, job loss, failed businesses and really scared of the future.
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I’m proud to say that I put my big girl panties on and decided to turn my life around. I don’t even recognize the girl that I once was. I am so proud of the woman that I have become and so excited to see where Jayme and I will be in the next 10 years. (Hopefully with a few kids running around). 😉
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👇🏼👇🏼What is YOUR biggest accomplishment in the past 10 years and what GOALS do you have for the next 10? 👇🏼👇🏼
  • My #10financial10yearchallenge . We have seen the internet blowing up over the 10 year challenge with photos, I absolutely LOVE the spin that @herwellspentlife put on this and talked about her how her FINALICIAL life has changed in the past 10 years!
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    10 years ago I was 20 years old, in a ton of debt, living paycheck to paycheck, and in financial ruins. The scary part is my life was going to get a whole lot scarier those next couple of years. I had my car repossessed, power turned off multiple times, job loss, failed businesses and really scared of the future.
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    I’m proud to say that I put my big girl panties on and decided to turn my life around. I don’t even recognize the girl that I once was. I am so proud of the woman that I have become and so excited to see where Jayme and I will be in the next 10 years. (Hopefully with a few kids running around). 😉
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    👇🏼👇🏼What is YOUR biggest accomplishment in the past 10 years and what GOALS do you have for the next 10? 👇🏼👇🏼
  • 772 63 6 December, 2019
  • Louder for the people in the back! Stop getting one-time-use clothes!⁠
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I keep seeing these ads all over the place for family Christmas PJs. You know the ones, they're super cute looking and the family all looks so happy and not at all chaotic and stressed and you're like "YES! THESE!" ⁠
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And next thing you know you've spent $100 getting 4 sets of PJs that say something ridiculous like "best Christmas ever" on them... and ya know what happens? You never wear them again. Or worse! You lose them before Christmas morning and you don't even have them for the cliche Christmas morning picture. ⁠
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Shots fired, y'all. But we're going there! Just STOP IT! If you want to get your kids Christmas PJs, get plain ol' plaid ones that they can wear all year. But for the love of all that's good and holy...⁠
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STOP BREAKING THE BUDGET ON ONE-TIME THINGS TO LOOK CUTE ON INSTAGRAM. ⁠
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Get your whole family a membership to the local zoo or aquarium (even if it's a smaller zoo or something like that, it's a blast) for the whole year instead. (Or you could get PJs for everyone for the next year that are normal!)⁠
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Do something BETTER than one-day-$25 PJs. ⁠
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Ok, I'll hop off my soapbox. 😘 We cool? Ok good. ⁠
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Talkin' to you, @inspiredbudget 😘🤣 Hope you got the kids some PJs they'll wear more than once!🤣⁠
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Have you ever done matching Christmas PJs for your family?⁠
Let me know in the comments! 👇👇👇⁠
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#debtfreeliving #debtfree #debtfreejourney #debtfreecommunity #debtfreelife #frugal #frugalliving #savingmoney #money #saving #frugallife #momlife #finance #debtfreelife #debtisdumb #debt #smartmoney #money #saving #frugallife #budget #budgeting #christmasmorning #kids #daveramsey #shopping #pjs #christmas #christmaspjs
  • Louder for the people in the back! Stop getting one-time-use clothes!⁠
    = = =⁠
    I keep seeing these ads all over the place for family Christmas PJs. You know the ones, they're super cute looking and the family all looks so happy and not at all chaotic and stressed and you're like "YES! THESE!" ⁠
    = = =⁠
    And next thing you know you've spent $100 getting 4 sets of PJs that say something ridiculous like "best Christmas ever" on them... and ya know what happens? You never wear them again. Or worse! You lose them before Christmas morning and you don't even have them for the cliche Christmas morning picture. ⁠
    = = =⁠
    Shots fired, y'all. But we're going there! Just STOP IT! If you want to get your kids Christmas PJs, get plain ol' plaid ones that they can wear all year. But for the love of all that's good and holy...⁠
    = = =⁠
    STOP BREAKING THE BUDGET ON ONE-TIME THINGS TO LOOK CUTE ON INSTAGRAM. ⁠
    = = =⁠
    Get your whole family a membership to the local zoo or aquarium (even if it's a smaller zoo or something like that, it's a blast) for the whole year instead. (Or you could get PJs for everyone for the next year that are normal!)⁠
    = = =⁠
    Do something BETTER than one-day-$25 PJs. ⁠
    = = =⁠
    Ok, I'll hop off my soapbox. 😘 We cool? Ok good. ⁠
    = = =⁠
    Talkin' to you, @inspiredbudget 😘🤣 Hope you got the kids some PJs they'll wear more than once!🤣⁠
    = = =⁠
    Have you ever done matching Christmas PJs for your family?⁠
    Let me know in the comments! 👇👇👇⁠
    = = =⁠

    #debtfreeliving #debtfree #debtfreejourney #debtfreecommunity #debtfreelife #frugal #frugalliving #savingmoney #money #saving #frugallife #momlife #finance #debtfreelife #debtisdumb #debt #smartmoney #money #saving #frugallife #budget #budgeting #christmasmorning #kids #daveramsey #shopping #pjs #christmas #christmaspjs
  • 1,359 268 3 December, 2019
  • It's a new week which means new goals!⁠⠀
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I'm going to be honest here...I set goals each week but don't always reach them. I also set goals each month and don't always reach them (I'm looking at you, November)! ⁠⠀
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But even if I don't reach all my goals, I'm still making more progress than if I didn't set goals at all. ⁠⠀
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Will you join me this week in setting a few intentional goals? Mine 3 goals are to actually finish my Christmas shopping for EVERYONE, eat at home all week for dinner, and wake up early.⁠⠀
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I'm also going to jump on Instagram each morning and let you know that I'm ACTUALLY waking up at 5:20. Basically, you'll be my accountability buddy! So if I'm not up and drinking coffee by 5:20, feel free to send me a DM and call me out on my snoozing!⁠⠀
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What's one goal you want to tackle this week? And DM me know if you want to join me in waking up early this week! We can be accountability partners!!⁠⠀
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= = = ⁠⠀
#inspiredbudget #weeklygoals #goals #debtfreecommunity #daveramsey #debtfreejourney #debtfree #eatathome #cookathome #savemoney #moneysaver #savingmoney #personalfinance #financialfreedom #financialpeace
  • It's a new week which means new goals!⁠⠀
    ⁠⠀
    I'm going to be honest here...I set goals each week but don't always reach them. I also set goals each month and don't always reach them (I'm looking at you, November)! ⁠⠀
    ⁠⠀
    But even if I don't reach all my goals, I'm still making more progress than if I didn't set goals at all. ⁠⠀
    ⁠⠀
    Will you join me this week in setting a few intentional goals? Mine 3 goals are to actually finish my Christmas shopping for EVERYONE, eat at home all week for dinner, and wake up early.⁠⠀
    ⁠⠀
    I'm also going to jump on Instagram each morning and let you know that I'm ACTUALLY waking up at 5:20. Basically, you'll be my accountability buddy! So if I'm not up and drinking coffee by 5:20, feel free to send me a DM and call me out on my snoozing!⁠⠀
    ⁠⠀
    What's one goal you want to tackle this week? And DM me know if you want to join me in waking up early this week! We can be accountability partners!!⁠⠀
    ⁠⠀
    ⁠⠀
    = = = ⁠⠀
    #inspiredbudget #weeklygoals #goals #debtfreecommunity #daveramsey #debtfreejourney #debtfree #eatathome #cookathome #savemoney #moneysaver #savingmoney #personalfinance #financialfreedom #financialpeace
  • 2,266 76 9 December, 2019
  • ⚖️ BALANCE IS EVERYTHING

One thing that can be forgotten when you are trying to better your financial position is that you also need to live your life.

Financial security should be practised alongside a life that you enjoy.
  • ⚖️ BALANCE IS EVERYTHING

    One thing that can be forgotten when you are trying to better your financial position is that you also need to live your life.

    Financial security should be practised alongside a life that you enjoy.
  • 1,305 116 21 hours ago

Latest Instagram Posts

  • It’s our year anniversary of of our first real family trip in the @clapp_van_of_5 we get to celebrate the 365 days of adventure and memories she’s helped us make, places she’s taken us and the list of improvements coming her way.... new seats to haul all the extra kids we’ve acquired this year! 
But...
Tonight we celebrate paying her off!! She’s all ours! 
I’m so thankful to a husband who’s worked hard at transforming her from wine hauler to whiner hauler 😂 I’m thankful for his budgeting team work and I’m thankful for this scentsy payday!! Paid. In. Full. 
Chasing dreams isn’t cheap or easy. But it’s sure worth the effort and sacrifice. 
I can’t wait to see where this next year and this can take us. #clappvanof5 #vanforlots #clapplife #paidoff #debtfree #paidforbysidegig #hustle #wahm #hardworkinghothusband #vanlife
  • It’s our year anniversary of of our first real family trip in the @clapp_van_of_5 we get to celebrate the 365 days of adventure and memories she’s helped us make, places she’s taken us and the list of improvements coming her way.... new seats to haul all the extra kids we’ve acquired this year!
    But...
    Tonight we celebrate paying her off!! She’s all ours!
    I’m so thankful to a husband who’s worked hard at transforming her from wine hauler to whiner hauler 😂 I’m thankful for his budgeting team work and I’m thankful for this scentsy payday!! Paid. In. Full.
    Chasing dreams isn’t cheap or easy. But it’s sure worth the effort and sacrifice.
    I can’t wait to see where this next year and this can take us. #clappvanof5 #vanforlots #clapplife #paidoff #debtfree #paidforbysidegig #hustle #wahm #hardworkinghothusband #vanlife
  • 7 1 31 minutes ago
  • It’s our year anniversary of of our first real family trip in the @clapp_van_of_5 we get to celebrate the 365 days of adventure and memories she’s helped us make, places she’s taken us and the list of improvements coming her way.... new seats to haul all the extra kids we’ve acquired this year! 
But...
Tonight we celebrate paying her off!! She’s all ours! 
I’m so thankful to a husband who’s worked hard at transforming her from wine hauler to whiner hauler 😂 I’m thankful for his budgeting team work and I’m thankful for this scentsy payday!! Paid. In. Full. 
Chasing dreams isn’t cheap or easy. But it’s sure worth the effort and sacrifice. 
I can’t wait to see where this next year and this can take us. #clappvanof5 #vanforlots #clapplife #paidoff #debtfree #paidforbysidegig #hustle #wahm #hardworkinghothusband #vanlife
  • It’s our year anniversary of of our first real family trip in the @clapp_van_of_5 we get to celebrate the 365 days of adventure and memories she’s helped us make, places she’s taken us and the list of improvements coming her way.... new seats to haul all the extra kids we’ve acquired this year!
    But...
    Tonight we celebrate paying her off!! She’s all ours!
    I’m so thankful to a husband who’s worked hard at transforming her from wine hauler to whiner hauler 😂 I’m thankful for his budgeting team work and I’m thankful for this scentsy payday!! Paid. In. Full.
    Chasing dreams isn’t cheap or easy. But it’s sure worth the effort and sacrifice.
    I can’t wait to see where this next year and this can take us. #clappvanof5 #vanforlots #clapplife #paidoff #debtfree #paidforbysidegig #hustle #wahm #hardworkinghothusband #vanlife
  • 16 0 31 minutes ago
  • Proud of myself 🔥
  • Proud of myself 🔥
  • 11 5 45 minutes ago
  • Now that all of the transactions have cleared and showed on statements, I can say that we've paid an EXTRA $1k to debt in November!! Putting this extra amount towards debt for a second month in a row has brought a great feeling of accomplishment for us. We will continue to strive to reach this goal and hopefully even more in the future! 🙏🏽
  • Now that all of the transactions have cleared and showed on statements, I can say that we've paid an EXTRA $1k to debt in November!! Putting this extra amount towards debt for a second month in a row has brought a great feeling of accomplishment for us. We will continue to strive to reach this goal and hopefully even more in the future! 🙏🏽
  • 11 3 50 minutes ago
  • Oɴ ᴛʜᴇ sᴇᴀʀᴄʜ....💥
I’m looking for 𝔽 𝕆 𝕌 ℝ college girls who want to make money from their phone, while in school!! If you want to have an opportunity to make money on your own time, to be able to work your business in between class, and to pay for college as you go instead of racking up debt... message me! Take the leap.🙌🏻 You have nothing to lose, just message me and we can talk about it 💓 Text “college” to 256.252.5596 
#digitalempire #workfromhome #collegegirls #workfromhomewhileinschool #debtfree #change #opportunity #moneymoves #bossbabe
  • Oɴ ᴛʜᴇ sᴇᴀʀᴄʜ....💥
    I’m looking for 𝔽 𝕆 𝕌 ℝ college girls who want to make money from their phone, while in school!! If you want to have an opportunity to make money on your own time, to be able to work your business in between class, and to pay for college as you go instead of racking up debt... message me! Take the leap.🙌🏻 You have nothing to lose, just message me and we can talk about it 💓 Text “college” to 256.252.5596
    #digitalempire #workfromhome #collegegirls #workfromhomewhileinschool #debtfree #change #opportunity #moneymoves #bossbabe
  • 18 1 1 hour ago
  • Leased vs. car payments vs. paid in cash, one thing I know for sure is that no matter what kind of car someone drives, you can’t deduce someone’s financial standing based on what they drive. ⁣
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Some people drive cars they can’t afford that are way out of their budget, others drive 20-year-old Toyota’s and are millionaires (like in the book “Millionaire Next Door”….anyone else read that book?”⁣
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When my husband and I first got married we decided to finance the purchase of 2 brand new cars.  Brand new cars can depreciate more than 20% which means that we lost thousands of dollars the first year we had the cars.⁣
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Since the purchase of the brand new cars, we have only bought used ones with cash.  We budgeted for them, negotiated the price (one of my favorite things to do……if I don’t like the price, I’m not inclined to buy the car.  I tell them I’m going to walk away, and that usually drops the price quite a bit more!⁣
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What’s your dream car? I’m digging the Minivan I’m currently driving that I swore I would never drive! It’s just so practical!
  • Leased vs. car payments vs. paid in cash, one thing I know for sure is that no matter what kind of car someone drives, you can’t deduce someone’s financial standing based on what they drive. ⁣

    Some people drive cars they can’t afford that are way out of their budget, others drive 20-year-old Toyota’s and are millionaires (like in the book “Millionaire Next Door”….anyone else read that book?”⁣

    When my husband and I first got married we decided to finance the purchase of 2 brand new cars. Brand new cars can depreciate more than 20% which means that we lost thousands of dollars the first year we had the cars.⁣

    Since the purchase of the brand new cars, we have only bought used ones with cash. We budgeted for them, negotiated the price (one of my favorite things to do……if I don’t like the price, I’m not inclined to buy the car. I tell them I’m going to walk away, and that usually drops the price quite a bit more!⁣

    What’s your dream car? I’m digging the Minivan I’m currently driving that I swore I would never drive! It’s just so practical!
  • 104 16 1 hour ago
  • with all of the changes happening in my life recently I felt so up in the air and just needed to ground myself once again 😬😅 and so I went over my numbers and actually felt a gazillion times better. anyone else feel that way after crunching their numbers? 🤔 anywho, here is a breakdown of my debt!. . .
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You may have noticed that my top two debts should actually be switched in order to truly follow the Snowball Method ❄️ BUT my balance transfer term is coming to a close in February which makes it my top priority. The remaining debts are listed by principal balance (least-greatest). .

I am so excited to begin working in a few weeks‼️I’ve always been someone who is proud and grateful to be in a position to provide for myself financial. So needless to say after two months of unemployment, draaaaaining my savings, and pausing on my debt payments—ya girl is READY to make her own money again 😂 I’m planning on having debts 1-3 ($2265.90) knocked out by my birthday in May✌🏼✨ #debtfreecommunity #debtfree #debtfreejourney #budget #zerobased #daveramsey #babysteps #studentloandebt #debtrepayment #studentloan #debt #financialfreedom #thedebtdegree #debtisdumb
  • with all of the changes happening in my life recently I felt so up in the air and just needed to ground myself once again 😬😅 and so I went over my numbers and actually felt a gazillion times better. anyone else feel that way after crunching their numbers? 🤔 anywho, here is a breakdown of my debt!. . .
    .
    You may have noticed that my top two debts should actually be switched in order to truly follow the Snowball Method ❄️ BUT my balance transfer term is coming to a close in February which makes it my top priority. The remaining debts are listed by principal balance (least-greatest). .

    I am so excited to begin working in a few weeks‼️I’ve always been someone who is proud and grateful to be in a position to provide for myself financial. So needless to say after two months of unemployment, draaaaaining my savings, and pausing on my debt payments—ya girl is READY to make her own money again 😂 I’m planning on having debts 1-3 ($2265.90) knocked out by my birthday in May✌🏼✨ #debtfreecommunity #debtfree #debtfreejourney #budget #zerobased #daveramsey #babysteps #studentloandebt #debtrepayment #studentloan #debt #financialfreedom #thedebtdegree #debtisdumb
  • 4 0 1 hour ago
  • Hey it was #free to me! Bread & Butter all day! Sure big money is nice...money is money! And this is free money so #youknowit ! You got stuff sitting around & you get the cleaning bug, this girl right here - will go through and take items off your hands and donate the rest to get that Savers #coupon ! I’m no #dummy ! .
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Still going to finish the #year out super strong and with major growth! I’m super private about my finances to a point. Don’t think it necessary. Not everything needs to be shared! Most of the successful business peeps I follow don’t share #jack about their financials or sources! And they are huge successes. I’ve received some DMs that seem to me there is a lot of comparison & feeling of failure! Stop it! Right now! You do you BUT start following #smart business people! I follow ONLY if what they speak about is about business & it’s smart business. Each business is like a fingerprint - unique - just like YOU!
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Just don’t get sucked into all the #hype ! Make sure YOU do you! And set some great goals! Break those out to smaller ones, & attainable! And follow those who teach you how to run a #business , get to #debtfree status! And help you get bills paid, get your insurance (business & otherwise), invest your money wisely, diversifying your business (other platforms, real estate, investments, etc) make it so you are a #success verses what @ecom101podcast (my channel) shares about becoming a statistic (of failure)! I am almost debt free! .
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I follow some serious #strongbusiness #minded resellers. You can still be successful! Just keep doing YOU! And stop doing the  #comparison game! 
I emulate my business after all of these very #savvy business women & men (and so many more)! I’ve learned SO much great business advice from them! And they are amazeball humans!
  • Hey it was #free to me! Bread & Butter all day! Sure big money is nice...money is money! And this is free money so #youknowit ! You got stuff sitting around & you get the cleaning bug, this girl right here - will go through and take items off your hands and donate the rest to get that Savers #coupon ! I’m no #dummy ! .
    .
    .
    Still going to finish the #year out super strong and with major growth! I’m super private about my finances to a point. Don’t think it necessary. Not everything needs to be shared! Most of the successful business peeps I follow don’t share #jack about their financials or sources! And they are huge successes. I’ve received some DMs that seem to me there is a lot of comparison & feeling of failure! Stop it! Right now! You do you BUT start following #smart business people! I follow ONLY if what they speak about is about business & it’s smart business. Each business is like a fingerprint - unique - just like YOU!
    .
    .
    Just don’t get sucked into all the #hype ! Make sure YOU do you! And set some great goals! Break those out to smaller ones, & attainable! And follow those who teach you how to run a #business , get to #debtfree status! And help you get bills paid, get your insurance (business & otherwise), invest your money wisely, diversifying your business (other platforms, real estate, investments, etc) make it so you are a #success verses what @ecom101podcast (my channel) shares about becoming a statistic (of failure)! I am almost debt free! .
    .
    I follow some serious #strongbusiness #minded resellers. You can still be successful! Just keep doing YOU! And stop doing the #comparison game!
    I emulate my business after all of these very #savvy business women & men (and so many more)! I’ve learned SO much great business advice from them! And they are amazeball humans!
  • 16 16 1 hour ago
  • Okay, so you wanna change things for this next decade?? Don’t wait until January...Start now! 🗓 ☀️ I’m working on looking ahead to 2020 and putting together a group of people who might be interested in making money in the new year! Surround yourself with a supportive team of fun loving ladies who want to watch you grow and develop in this business with us!! 👯‍♀️ Would an extra $500-$1000/mo be something you would be interested in in 2020? 
I plan to start training here for a new team in the next few weeks so that we are ready to roll for January! 🙌 Who’s with me??? #messageme #startabusinesstoday #supportwomeninbusiness #debtfree #newyearsresolution #dreambig #surroundyourselfwithgoodpeople
  • Okay, so you wanna change things for this next decade?? Don’t wait until January...Start now! 🗓 ☀️ I’m working on looking ahead to 2020 and putting together a group of people who might be interested in making money in the new year! Surround yourself with a supportive team of fun loving ladies who want to watch you grow and develop in this business with us!! 👯‍♀️ Would an extra $500-$1000/mo be something you would be interested in in 2020?
    I plan to start training here for a new team in the next few weeks so that we are ready to roll for January! 🙌 Who’s with me??? #messageme #startabusinesstoday #supportwomeninbusiness #debtfree #newyearsresolution #dreambig #surroundyourselfwithgoodpeople
  • 11 0 1 hour ago
  • .
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You should treat a credit card like a debit card, only spend what you have in your bank account.  Building credit is more than just buying stuff, it’s actually about risk.  A bad credit history and low score make you appear less responsible and more likely to miss payments.  It’s true that you have to use credit to build credit, but it’s important to remember that a little credit goes a long way.
💸💳💸💳💸💳💸💳💸💳💸💳💸💳💸💳💸💳💸
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If you have any questions about your credit or getting qualified for a home loan, contact me today to help you get on the path to becoming a HOMEOWNER. 🗝🏡
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Do not let another day pass by, invest in yourself, be proactive and change your financial future.
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Apply today 👉🏽www.gqhomeloans.com👈🏽
.
Gustavo Quiroz | Loan Officer | NMLS ID: #1878366.
☎️ (559) 930-9496.
🗣Yo Hablo Español.
Primary Residential Mortgage, Inc.
  • .
    .
    You should treat a credit card like a debit card, only spend what you have in your bank account. Building credit is more than just buying stuff, it’s actually about risk. A bad credit history and low score make you appear less responsible and more likely to miss payments. It’s true that you have to use credit to build credit, but it’s important to remember that a little credit goes a long way.
    💸💳💸💳💸💳💸💳💸💳💸💳💸💳💸💳💸💳💸
    .
    If you have any questions about your credit or getting qualified for a home loan, contact me today to help you get on the path to becoming a HOMEOWNER. 🗝🏡
    .
    Do not let another day pass by, invest in yourself, be proactive and change your financial future.
    .
    Apply today 👉🏽www.gqhomeloans.com👈🏽
    .
    Gustavo Quiroz | Loan Officer | NMLS ID: #1878366 .
    ☎️ (559) 930-9496.
    🗣Yo Hablo Español.
    Primary Residential Mortgage, Inc.
  • 3 1 1 hour ago
  • Double tap if you agree 👏
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💡Follow @bossmillionheirs for new business ideas, inspiration and motivation.
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Get a copy of my FREE e-book and Learn How to Turn Debt into Wealth!💰(link in bio)
  • Double tap if you agree 👏
    .
    .
    .
    .
    💡Follow @bossmillionheirs for new business ideas, inspiration and motivation.
    ________________________________

    Get a copy of my FREE e-book and Learn How to Turn Debt into Wealth!💰(link in bio)
  • 2 1 1 hour ago
  • Hi 👋 I’m @debtfreein_2023 truth be told my husband and I started our #debtfreejourney about one year ago. & instead of this number being smaller than it was last year it’s actually 10,000 higher. I know, I know. I’ll share why later.🤦‍♀️
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I created this page to help keep us  accountable, and to connect with others in the #debtfreecommunity because we have ZERO (extended) family support. My husband and I are in this just by ourselves, and the family in our lives are upset because we’re not doing the things we used to do. (There’s a lot of dysfunction and toxicity that we are currently navigating.) that’s a story for another day! 😂
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I’m not here to make excuses or justify why we made the decisions we did. This is where we are, and this is the elephant we’re starting to eat, one bite at a time.
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Yes, this number is higher than it was last year. But, what’s different is us. We haven’t added anything onto a credit card at all. We sit down and use our #everydollar budget app every single month, and we meal plan. We’ve cut costs, made sacrifices, We have completely stopped going out (unless we have a gift card) and I started a new job recently to help us out financially and you guys, it’s seriously my dream job. 😍
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We are going into 2020 #gazelleintense we have big goals, and we are so excited to get to work to accomplish them! +
So, if you’re here and you wanna follow along, welcome! If you’re a proud member of the #debtfreecommunity Drop me your biggest piece of advice! Bonus points if it’s advice about dealing with unsupportive family 😂
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#debtfreeby30 #debtfreegoals #startingdebt #debtfree #debt #toxicfamily #frugalliving #livelikenooneelse #gazelleintense #daveramsey #babystep1 #debtfreebefore33 #biggoals #motivatedaf
  • Hi 👋 I’m @debtfreein_2023 truth be told my husband and I started our #debtfreejourney about one year ago. & instead of this number being smaller than it was last year it’s actually 10,000 higher. I know, I know. I’ll share why later.🤦‍♀️
    +
    I created this page to help keep us accountable, and to connect with others in the #debtfreecommunity because we have ZERO (extended) family support. My husband and I are in this just by ourselves, and the family in our lives are upset because we’re not doing the things we used to do. (There’s a lot of dysfunction and toxicity that we are currently navigating.) that’s a story for another day! 😂
    +
    I’m not here to make excuses or justify why we made the decisions we did. This is where we are, and this is the elephant we’re starting to eat, one bite at a time.
    +
    Yes, this number is higher than it was last year. But, what’s different is us. We haven’t added anything onto a credit card at all. We sit down and use our #everydollar budget app every single month, and we meal plan. We’ve cut costs, made sacrifices, We have completely stopped going out (unless we have a gift card) and I started a new job recently to help us out financially and you guys, it’s seriously my dream job. 😍
    +
    We are going into 2020 #gazelleintense we have big goals, and we are so excited to get to work to accomplish them! +
    So, if you’re here and you wanna follow along, welcome! If you’re a proud member of the #debtfreecommunity Drop me your biggest piece of advice! Bonus points if it’s advice about dealing with unsupportive family 😂
    +
    #debtfreeby30 #debtfreegoals #startingdebt #debtfree #debt #toxicfamily #frugalliving #livelikenooneelse #gazelleintense #daveramsey #babystep1 #debtfreebefore33 #biggoals #motivatedaf
  • 6 3 1 hour ago
  • In a few days I will be even more excited than this face! Probably tears of joy happy! Why? Because I will have received the biggest bonus to date from all the hard work. For me and my family, it means Christmas will look much different than last year when we struggled to even spend $50 on gifts for Madison. It means we are also able to give back to others this year, it means our bills will  be paid from this “side hustle”, it means each month we get to put more into our savings and it means that FREE all inclusive vacation is coming next year. When I first decided to do this, I thought sure a few hundred would be nice, now my goals are much bigger because I can see them now. You can too, you can have all the things you want for your family. Time freedom, financial freedom, the freedom to choose your own path. If you have ever thought about finding a solution to those let’s chat!
  • In a few days I will be even more excited than this face! Probably tears of joy happy! Why? Because I will have received the biggest bonus to date from all the hard work. For me and my family, it means Christmas will look much different than last year when we struggled to even spend $50 on gifts for Madison. It means we are also able to give back to others this year, it means our bills will be paid from this “side hustle”, it means each month we get to put more into our savings and it means that FREE all inclusive vacation is coming next year. When I first decided to do this, I thought sure a few hundred would be nice, now my goals are much bigger because I can see them now. You can too, you can have all the things you want for your family. Time freedom, financial freedom, the freedom to choose your own path. If you have ever thought about finding a solution to those let’s chat!
  • 8 2 1 hour ago
  • I’ve had this idea for a while but I finally got around to starting it tonight. 
A Financial/ Debt Free Vision Board! 
Since I’m impatient that makes it hard sometimes to stay on tract as I don’t see result (significant results right away), I thought if I made a vision board it would help me. I want to hang it somewhere prominent in the house so it can remind me on a daily basis why I’m doing all this. I’ll also on occasion probably high five it. 
So I have the board and a header, any ideas on what I can put on here? 
#debtfree #studentloans #pharmacist #nomorestudentloans
  • I’ve had this idea for a while but I finally got around to starting it tonight.
    A Financial/ Debt Free Vision Board!
    Since I’m impatient that makes it hard sometimes to stay on tract as I don’t see result (significant results right away), I thought if I made a vision board it would help me. I want to hang it somewhere prominent in the house so it can remind me on a daily basis why I’m doing all this. I’ll also on occasion probably high five it.
    So I have the board and a header, any ideas on what I can put on here?
    #debtfree #studentloans #pharmacist #nomorestudentloans
  • 2 0 2 hours ago
  • Celebrating our third Christmas together, and our second as husband and wife ♥️🎄
  • Celebrating our third Christmas together, and our second as husband and wife ♥️🎄
  • 132 4 2 hours ago
  • If you’re a homeowner and have been looking for options to consolidate debts and get back on track financially so that you can do the things you want to do, get it touch with us! We’re here to help! 
#debtfree #debtconsolidation #heretohelp #heretohelpyou
  • If you’re a homeowner and have been looking for options to consolidate debts and get back on track financially so that you can do the things you want to do, get it touch with us! We’re here to help!
    #debtfree #debtconsolidation #heretohelp #heretohelpyou
  • 0 0 2 hours ago
  • We had so much fun teaching this class 🥰
  • We had so much fun teaching this class 🥰
  • 3 1 2 hours ago
  • We had so much fun teaching this class 🥰 @exactfico 
FINANCIAL LITERACY IS IMPERATIVE for your success. I make it a point to educate the youth so they can avoid financial pitfalls that myself and others have faced and overcome. I was so impressed by this group and how much they knew about credit, assets, liabilities, saving and money management. We do this course for FREE and help children ages 10-18 learn about entrepreneurship, credit, bank accounts, avoiding predatory lending, building assets and even financial planning for college! They were so excited about finding scholarships to pay for school to avoid the debt a lot of us are in right now! So glad I have the opportunity to BE to others who I always needed. I can’t wait for the next class.
Love,
❤️ Ms.Wilkerson with @exactfico
  • We had so much fun teaching this class 🥰 @exactfico
    FINANCIAL LITERACY IS IMPERATIVE for your success. I make it a point to educate the youth so they can avoid financial pitfalls that myself and others have faced and overcome. I was so impressed by this group and how much they knew about credit, assets, liabilities, saving and money management. We do this course for FREE and help children ages 10-18 learn about entrepreneurship, credit, bank accounts, avoiding predatory lending, building assets and even financial planning for college! They were so excited about finding scholarships to pay for school to avoid the debt a lot of us are in right now! So glad I have the opportunity to BE to others who I always needed. I can’t wait for the next class.
    Love,
    ❤️ Ms.Wilkerson with @exactfico
  • 7 1 2 hours ago
  • Who loves these Nordic Christmas envelopes?!
  • Who loves these Nordic Christmas envelopes?!
  • 6 2 8 December, 2019