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  • ⁣⭐𝐖𝐡𝐲 𝐒𝐦𝐚𝐫𝐭 𝐏𝐞𝐨𝐩𝐥𝐞 𝐀𝐫𝐞 𝐁𝐮𝐲𝐢𝐧𝐠 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐈𝐧 𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫?⭐⠀
⠀
We all know that insurance is important because it gives us the peace of mind we all need.⠀
⠀
=== 𝐖𝐡𝐲 𝐁𝐮𝐲 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐈𝐧 𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫? ===⠀
⠀
Here are some reasons for you to buy insurance in December this year:⠀
⠀
❤𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫 𝐢𝐬 𝐭𝐡𝐞 𝐭𝐢𝐦𝐞 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮 𝐫𝐞𝐜𝐞𝐢𝐯𝐞 𝐲𝐨𝐮𝐫 𝐛𝐨𝐧𝐮𝐬 ⠀
❤𝐘𝐨𝐮 𝐞𝐱𝐩𝐞𝐜𝐭 𝐭𝐨 𝐡𝐚𝐯𝐞 𝐦𝐨𝐫𝐞 𝐥𝐢𝐚𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬 𝐢𝐧 𝟐𝟎𝟐𝟎 ⠀
❤𝐘𝐨𝐮𝐫 𝐈𝐧𝐜𝐨𝐦𝐞 𝐜𝐡𝐚𝐧𝐠𝐞𝐬 ⠀
❤𝐓𝐡𝐞 𝐛𝐞𝐬𝐭 𝐠𝐢𝐟𝐭 𝐟𝐨𝐫 𝐬𝐨𝐦𝐞𝐨𝐧𝐞 𝐲𝐨𝐮 𝐭𝐫𝐮𝐥𝐲 𝐜𝐚𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐢𝐬 𝐚 𝐟𝐥𝐨𝐰 𝐨𝐟 𝐜𝐨𝐧𝐬𝐢𝐬𝐭𝐞𝐧𝐭 𝐢𝐧𝐜𝐨𝐦𝐞 ⠀
❤𝐘𝐨𝐮 𝐢𝐧𝐭𝐞𝐧𝐝 𝐭𝐨 𝐬𝐭𝐚𝐫𝐭 𝐚 𝐟𝐚𝐦𝐢𝐥𝐲 𝐨𝐫 𝐠𝐞𝐭 𝐦𝐚𝐫𝐫𝐢𝐞𝐝 ⠀
⠀
===𝐖𝐡𝐚𝐭 𝐭𝐨 𝐝𝐨 𝐧𝐞𝐱𝐭? ===⠀
⠀
☕To sum it up, make sure you’re fully covered. If your advisor ever approaches you this December and ask you for a cup of coffee, don’t reject them first. Spend a few minutes listening to what they have to offer.⠀
⠀
😉Every professional advisor in the financial planning industry will know that their clients’ priorities change dramatically in December due to the planning for 2020.⠀
⠀
⠀
⁣#FinancialAdvisor #financialadvisorcoach #financialadvisorcoaching #financialadvisortips #financialadvisory #insuranceagency #insuranceAgent #InsuranceBroker #insurancelife #insurans #lifeinsurance #wholelife #termlife #MDRT #mdrt2019 #mdrtfamily #mentor #motivation #perencanaankeuangan #SanjayFamilyMeetUp⠀ #sanjaymentoringfamily #sanjaytolani #takaful⠀
  • ⁣⭐𝐖𝐡𝐲 𝐒𝐦𝐚𝐫𝐭 𝐏𝐞𝐨𝐩𝐥𝐞 𝐀𝐫𝐞 𝐁𝐮𝐲𝐢𝐧𝐠 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐈𝐧 𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫?⭐⠀

    We all know that insurance is important because it gives us the peace of mind we all need.⠀

    === 𝐖𝐡𝐲 𝐁𝐮𝐲 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐈𝐧 𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫? ===⠀

    Here are some reasons for you to buy insurance in December this year:⠀

    ❤𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫 𝐢𝐬 𝐭𝐡𝐞 𝐭𝐢𝐦𝐞 𝐰𝐡𝐞𝐫𝐞 𝐲𝐨𝐮 𝐫𝐞𝐜𝐞𝐢𝐯𝐞 𝐲𝐨𝐮𝐫 𝐛𝐨𝐧𝐮𝐬 ⠀
    ❤𝐘𝐨𝐮 𝐞𝐱𝐩𝐞𝐜𝐭 𝐭𝐨 𝐡𝐚𝐯𝐞 𝐦𝐨𝐫𝐞 𝐥𝐢𝐚𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬 𝐢𝐧 𝟐𝟎𝟐𝟎 ⠀
    ❤𝐘𝐨𝐮𝐫 𝐈𝐧𝐜𝐨𝐦𝐞 𝐜𝐡𝐚𝐧𝐠𝐞𝐬 ⠀
    ❤𝐓𝐡𝐞 𝐛𝐞𝐬𝐭 𝐠𝐢𝐟𝐭 𝐟𝐨𝐫 𝐬𝐨𝐦𝐞𝐨𝐧𝐞 𝐲𝐨𝐮 𝐭𝐫𝐮𝐥𝐲 𝐜𝐚𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐢𝐬 𝐚 𝐟𝐥𝐨𝐰 𝐨𝐟 𝐜𝐨𝐧𝐬𝐢𝐬𝐭𝐞𝐧𝐭 𝐢𝐧𝐜𝐨𝐦𝐞 ⠀
    ❤𝐘𝐨𝐮 𝐢𝐧𝐭𝐞𝐧𝐝 𝐭𝐨 𝐬𝐭𝐚𝐫𝐭 𝐚 𝐟𝐚𝐦𝐢𝐥𝐲 𝐨𝐫 𝐠𝐞𝐭 𝐦𝐚𝐫𝐫𝐢𝐞𝐝 ⠀

    ===𝐖𝐡𝐚𝐭 𝐭𝐨 𝐝𝐨 𝐧𝐞𝐱𝐭? ===⠀

    ☕To sum it up, make sure you’re fully covered. If your advisor ever approaches you this December and ask you for a cup of coffee, don’t reject them first. Spend a few minutes listening to what they have to offer.⠀

    😉Every professional advisor in the financial planning industry will know that their clients’ priorities change dramatically in December due to the planning for 2020.⠀


    #FinancialAdvisor #financialadvisorcoach #financialadvisorcoaching #financialadvisortips #financialadvisory #insuranceagency #insuranceAgent #InsuranceBroker #insurancelife #insurans #lifeinsurance #wholelife #termlife #MDRT #mdrt2019 #mdrtfamily #mentor #motivation #perencanaankeuangan #SanjayFamilyMeetUp#sanjaymentoringfamily #sanjaytolani #takaful
  • 1,304 34 30 November, 2019
  • You sleep on it, I’ll sleep on it, and we will wake up tomorrow and do the deal. Does 9:00am or 11:00am work better? 😂 🤝
  • You sleep on it, I’ll sleep on it, and we will wake up tomorrow and do the deal. Does 9:00am or 11:00am work better? 😂 🤝
  • 533 18 12 January, 2020

Latest Instagram Posts

  • Skip the risks and apply for insurance today!💪🏻
~Link In Bio~🖤
  • Skip the risks and apply for insurance today!💪🏻
    ~Link In Bio~🖤
  • 0 1 44 minutes ago
  • Livin' the good life💕 -don't forget to download PULSE and be updated to your health digitally❤️
#insuranceagent #prulifeukph
  • Livin' the good life💕 -don't forget to download PULSE and be updated to your health digitally❤️
    #insuranceagent #prulifeukph
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  • Wishing the Happiest Birthdays’ to two amazing team members in District 85 Bernadette Lopez & Zelina Romero! Thanks for all you do we appreciate you both 🥳
  • Wishing the Happiest Birthdays’ to two amazing team members in District 85 Bernadette Lopez & Zelina Romero! Thanks for all you do we appreciate you both 🥳
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  • Showing Appointment ✔️
Auto Loan Approval ✔️
Life Insurance Appointment ✔️
❣️I’m Making Dreams Come True & Helping Families One Appointment At A Time🙏🏼
Contact Me For All Of Your Real Estate & Insurance Needs! 📲760-490-2157
  • Showing Appointment ✔️
    Auto Loan Approval ✔️
    Life Insurance Appointment ✔️
    ❣️I’m Making Dreams Come True & Helping Families One Appointment At A Time🙏🏼
    Contact Me For All Of Your Real Estate & Insurance Needs! 📲760-490-2157
  • 63 6 4 hours ago
  • We'll partner with you to evaluate your needs and then develop a coverage program that is appropriate for you. 🏡💙 Visit us at www.carlakleininsurance.com
  • We'll partner with you to evaluate your needs and then develop a coverage program that is appropriate for you. 🏡💙 Visit us at www.carlakleininsurance.com
  • 8 1 4 hours ago
  • ⁣
⁣
When you think of saving money, what is often the first thing that comes to mind?⁣
⁣
Did you think about a savings account at your bank/credit union?⁣
⁣
If you did, that’s great! People often think of a savings account when thinking about saving money⁣
⁣
A Savings Account is technically a type of investment. Here are some of the advantages and disadvantages of this investment type:⁣
⁣
Advantages & Disadvantages⁣
✅ Convenient⁣
✅ Interest earned is automatically deposited to your account⁣
✅ Immediately available cash⁣
✅ Easy to open an account⁣
✅ Easy to deposit and withdraw money⁣
✅ No minimum amount needed to open account or to keep open⁣
❌ very low rate of return (0-1% interest)⁣
❌ “high interest” savings accounts typically have requirements or restrictions to receive the better rate⁣
❌ Some financial institutions apply a fee or penalty to withdrawals on savings accounts⁣
⁣
☝🏼😁 This acts as incentive to save money⁣
⁣
❌ May be advertised with a higher interest rate to attract customers. This promotional rate may not last very long⁣
❌ interest rate is LESS THAN rate of inflation⁣
⁣
❌☝🏼😬 because of this, I would NOT recommend a savings account as a long-term wealth-building tool⁣
⁣
Instead, Savings Accounts are a valuable SHORT-TERM account in which to build savings in small increments. Does that make sense?⁣
⁣
⭐️⭐️⭐️ I recommend those savings be redirected into other investments if your goal is to accumulate a substantial amount of money ⭐️⭐️⭐️⁣
⁣
Let me know if you have any questions. I’d be happy to help you understand how your money is invested. If there’s a better place for it, I’ll suggest it. If not, you can just leave your money where it is. Sound fair?⁣
⁣
Source: Savings Accounts, Segregated Funds & Annuities - 5th Edition, 2018⁣
⁣
Sincerely,⁣
⁣
Steffan Shelemey⁣
Insurance Agent & Investment Broker⁣
⁣
🇨🇦 Helping Canadians one day at a time 🇨🇦⁣
⁣
#finances #finance #uofa #nait #yeg #yyc #yegconnector #fitness #yeglocal #yeglife #nails #financegal #insurance #advisor #yeginsurance #insuranceagent #broker #business #yegrestaurants #investor #investments #diversified #family #financialsecurity #rbc #tdbank #bmo #manulife #savings #money


  • When you think of saving money, what is often the first thing that comes to mind?⁣

    Did you think about a savings account at your bank/credit union?⁣

    If you did, that’s great! People often think of a savings account when thinking about saving money⁣

    A Savings Account is technically a type of investment. Here are some of the advantages and disadvantages of this investment type:⁣

    Advantages & Disadvantages⁣
    ✅ Convenient⁣
    ✅ Interest earned is automatically deposited to your account⁣
    ✅ Immediately available cash⁣
    ✅ Easy to open an account⁣
    ✅ Easy to deposit and withdraw money⁣
    ✅ No minimum amount needed to open account or to keep open⁣
    ❌ very low rate of return (0-1% interest)⁣
    ❌ “high interest” savings accounts typically have requirements or restrictions to receive the better rate⁣
    ❌ Some financial institutions apply a fee or penalty to withdrawals on savings accounts⁣

    ☝🏼😁 This acts as incentive to save money⁣

    ❌ May be advertised with a higher interest rate to attract customers. This promotional rate may not last very long⁣
    ❌ interest rate is LESS THAN rate of inflation⁣

    ❌☝🏼😬 because of this, I would NOT recommend a savings account as a long-term wealth-building tool⁣

    Instead, Savings Accounts are a valuable SHORT-TERM account in which to build savings in small increments. Does that make sense?⁣

    ⭐️⭐️⭐️ I recommend those savings be redirected into other investments if your goal is to accumulate a substantial amount of money ⭐️⭐️⭐️⁣

    Let me know if you have any questions. I’d be happy to help you understand how your money is invested. If there’s a better place for it, I’ll suggest it. If not, you can just leave your money where it is. Sound fair?⁣

    Source: Savings Accounts, Segregated Funds & Annuities - 5th Edition, 2018⁣

    Sincerely,⁣

    Steffan Shelemey⁣
    Insurance Agent & Investment Broker⁣

    🇨🇦 Helping Canadians one day at a time 🇨🇦⁣

    #finances #finance #uofa #nait #yeg #yyc #yegconnector #fitness #yeglocal #yeglife #nails #financegal #insurance #advisor #yeginsurance #insuranceagent #broker #business #yegrestaurants #investor #investments #diversified #family #financialsecurity #rbc #tdbank #bmo #manulife #savings #money
  • 11 0 6 hours ago
  • La manzana es una fruta muy completa y saludable gracias a sus numerosas propiedades para la salud. 
1 Permite mantener una correcta hidratación y mejora la firmeza de la piel.

2 Cuida de tu corazón.

3 Ayuda a reducir los niveles de colesterol y de triglicéridos, lo que contribuye a prevenir enfermedades del corazón o accidentes cerebrovasculares.

4 Activa la funciones cognitivas gracias a su contenido en fósforo.

5 Ayuda a regular la glucosa en sangre.

6 Es una fruta muy rica en antioxidantes (polifenoles y flavonoides), que actúan frente a los radicales libres que causan el envejecimiento celular.

7 Favorece la producción de colágeno.

8 Facilita la digestión de alimentos ricos en grasas.

9 Comer una manzana favorece la “limpieza” dental.

10 Previene el estreñimiento.

@universal.insurance #Somostubienestar .

Comparte esta información con tus amigos, menciónalos  en los comentarios👇 o  guarda este post para leerlo después.

Contáctanos nuestras asesorías en planes médicos son gratuitas, no dejes tu salud al azar. ☎ 321-3183396 / 407-9905161. 📩 universalinsurancecorp@gmail.com

#Insurance #InsuranceAgent  #InsuranceBroker #insuranceSales  #LatinosEnFlorida #LatinosEnMiami  #Preventive  #Bienestar #Salud #Mazanas #VenezolanosEnElExterior  #Apple
  • La manzana es una fruta muy completa y saludable gracias a sus numerosas propiedades para la salud.
    1 Permite mantener una correcta hidratación y mejora la firmeza de la piel.

    2 Cuida de tu corazón.

    3 Ayuda a reducir los niveles de colesterol y de triglicéridos, lo que contribuye a prevenir enfermedades del corazón o accidentes cerebrovasculares.

    4 Activa la funciones cognitivas gracias a su contenido en fósforo.

    5 Ayuda a regular la glucosa en sangre.

    6 Es una fruta muy rica en antioxidantes (polifenoles y flavonoides), que actúan frente a los radicales libres que causan el envejecimiento celular.

    7 Favorece la producción de colágeno.

    8 Facilita la digestión de alimentos ricos en grasas.

    9 Comer una manzana favorece la “limpieza” dental.

    10 Previene el estreñimiento.

    @universal.insurance #Somostubienestar .

    Comparte esta información con tus amigos, menciónalos  en los comentarios👇 o  guarda este post para leerlo después.

    Contáctanos nuestras asesorías en planes médicos son gratuitas, no dejes tu salud al azar. ☎ 321-3183396 / 407-9905161. 📩 universalinsurancecorp@gmail.com

    #Insurance #InsuranceAgent   #InsuranceBroker #insuranceSales   #LatinosEnFlorida #LatinosEnMiami   #Preventive   #Bienestar #Salud #Mazanas #VenezolanosEnElExterior   #Apple
  • 7 0 6 hours ago
  • Retractable Banners with Display are used anywhere you would like to display large format freestanding graphics. They are most often used where portability is a key consideration, such as at trade shows, seminars, and presentations. Retractable Banners with Display are also a good idea if you would like to move them around within your business environment. Consider using them for storefront displays to showcase a new product or special. Our Banners exhibit a wide color gamut, so they are great for colorful graphics. Banner Display stands are designed so that the Banner retracts into the base and can be changed.
#realtor #businessowner #insurance #insuranceagent #financialservices
  • Retractable Banners with Display are used anywhere you would like to display large format freestanding graphics. They are most often used where portability is a key consideration, such as at trade shows, seminars, and presentations. Retractable Banners with Display are also a good idea if you would like to move them around within your business environment. Consider using them for storefront displays to showcase a new product or special. Our Banners exhibit a wide color gamut, so they are great for colorful graphics. Banner Display stands are designed so that the Banner retracts into the base and can be changed.
    #realtor #businessowner #insurance #insuranceagent #financialservices
  • 9 0 7 hours ago
  • Doors and windows are the most common entry points for burglars. 🔐🏠
  • Doors and windows are the most common entry points for burglars. 🔐🏠
  • 7 1 7 hours ago
  • Este 2.020 planifícate!
Con nuestros planes de ahorro puedes asegurar el futuro de tus hijos.

Contacta conmigo para más información.
Isaac Caled
📱 (305)216-0649
📱 (786)210-3954
E-mail: icaled@aol.com
  • Este 2.020 planifícate!
    Con nuestros planes de ahorro puedes asegurar el futuro de tus hijos.

    Contacta conmigo para más información.
    Isaac Caled
    📱 (305)216-0649
    📱 (786)210-3954
    E-mail: icaled@aol.com
  • 9 1 8 hours ago